Spread the cost of your purchases
Payl8r is a simple payment option that enables you to buy the goods and services you require now, and spread the cost over a time period to suit you!
How do we assess your affordability?
If you fail a traditional credit check, rather than rejecting your application we may give you the option to submit your affordability instead by supplying an electronic 90 day bank statement.
Will I qualify?
To qualify you must have…
- No CCJs within the last 3 years
- No accounts in default
- Be a UK resident
- Have online banking
- Have a regular source of income
How it works
1. CONTACT SPS CCTV
2. RECEIVE PAYMENT LINK
3. CHOOSE PLAN AND APPLY
Finance is subject to your ability to repay the loan.
Why use Payl8r?
- Apply without effecting your credit
- High acceptance rates
- Low interest rates
- Interest free periods
- Flexible friendly finance
Repayments
You can repay in full within 30 days at 0.0% interest, or choose an instalment plan to repay on a monthly basis. You can change your instalment plan at any time.
Interest rates from 1% per month - remember, if you pay in full in the first month, your loan is INTEREST FREE!
Representative Example: If you borrow £200 over 12 months at a representative APR of 24% and an annual interest rate of 24% fixed you would pay:
Monthly payment: £20.66. Total amount you repay: £247.92 Total charge for credit: £47.92
The Payl8r link will be emailed to you straight from the retailer. Choose your payment plan and you will receive an answer within minutes
